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5 Simple Steps to Making a Budget

Budgeting your money can seem overwhelming. There are various schools of thought on how to think about and manage money. My favorite way to think about budgeting is telling your money where to go.  We earn our income and then what do we do with it? Perhaps we just don’t know where all of that hard earned money goes. Or perhaps we have a detailed list of income and expenses and we know exactly how our money is spent. I am a firm believer in planning – obviously! I truly believe we need a plan for our money. The plan can be 5 simple steps: Sit down with your bank statements for a previous month. Record your income and each...

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